Answer :

AL2006
11-3 and 11-4 are both the same problem.  Only the names and the numbers
are changed, but the process is exactly the same in both problems.

11-3). If Andy joins the health club, he will pay $34.50 every month.
How many months are in  year ?  Over here where I come from, we get
12 months each year.
Andy will pay $34.50 twelve times.
All together, he will spend (12) x ($34.50) = $414 on membership.

11-4).  Julie rides her bike 5 times a week.
34.75 miles on Monday
34.75 miles on Tuesday
34.75 miles on Friday
34.75 miles on Saturday
34.75 miles on Sunday.
How many 7 total miles does she ride each week ?

(5) times (34.75) = 173.75 miles